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Personal Loans

This is a consumer product and is covered by the National Consumer Credit Protection Act.

Personal loans can be used for a variety of legal worthwhile purposes such as :
• consolidating debts into one regular repayment
• buying a car, a motorbike or a boat
• home renovations or household goods
• a holiday or an investment
• education
• cost of a wedding and / or purchase of the ring.

The interest rate can be variable or fixed for the term of the loan, and can be secured or unsecured.

The term of the loans are normally one to seven years, and the minimum loan amount starts at $5,000.

Repayments are made monthly, and to reduce your monthly loan commitment, if you are purchasing a motor vehicle, if you wish you can also have a balloon payment at the end. This has the effect of reducing your monthly commitment
These are very flexible loans that can be used for a multitude of personal purposes.

Should you wish to discuss whether you would be eligible for a personal loan, please complete the Loan Enquiry Form or give us a ring on 1300 559 974.